The State Council Information Office held a press conference on “High-Quality Completion of the 14th Five-Year Plan,” where the Ministry of Housing and Urban-Rural Development introduced achievements in high-quality development during the 14th Five-Year Plan period.
Continuously Increasing Policy Support for Home Purchases
Policies are tailored to each city’s specific conditions, granting local governments greater autonomy in real estate market regulation. Adjustments and optimizations are made according to local circumstances to support reasonable housing consumption and meet diverse housing needs through market mechanisms. Policy support for home purchases has been strengthened through measures such as reducing down payment ratios and interest rates for housing provident fund and commercial bank loans, providing tax refunds for residents selling old homes to buy new ones, lowering deed tax rates, and eliminating standards for ordinary and non-ordinary residences. Local governments have also introduced subsidies and other preferential policies to reduce home purchase costs. During the 14th Five-Year Plan period, approximately 5 billion square meters of new commercial residential properties were sold nationwide. Meanwhile, the secondary housing market continues to expand, with 15 provinces, autonomous regions, and municipalities now seeing higher transaction volumes for pre-owned homes than for new ones.
Focusing on Protecting Homebuyers’ Rights and Interests
Efforts to ensure housing delivery have been intensified, with a strong push to complete unfinished projects. National, provincial, and municipal task forces have been established to coordinate efforts, clarifying responsibilities for local governments, real estate enterprises, and financial institutions. Guidance is provided for case-by-case resolutions based on market and legal principles. Eligible development projects are included in “white lists” through urban real estate financing coordination mechanisms, ensuring access to funding for normal construction and timely delivery. For insolvent projects, bankruptcy restructuring or liquidation is accelerated, with judicial processes prioritizing homebuyers’ rights. Companies violating laws or harming public interests face strict penalties to prevent evasion of responsibilities. To date, over 7.5 million sold but undelivered homes have been completed, effectively safeguarding buyers’ rights.
Reforming and Improving Real Estate Development, Financing, and Sales Systems
In development, project companies exercise independent legal rights, while parent companies fulfill investor responsibilities. Before project delivery, investors are prohibited from improperly diverting sales or financing funds or withdrawing capital prematurely. For financing, effective methods from delivery assurance efforts are promoted: one bank or consortium serves as the lead bank for a project, with all development, construction, and sales funds deposited there, and the lead bank ensures reasonable financing needs. Urban real estate financing coordination mechanisms establish project “white lists” by city, with approved loans exceeding 7 trillion yuan nationwide, supporting commercial housing project delivery. In sales, efforts advance orderly toward ready-for-occupancy sales to eliminate delivery risks, while presales continue with regulated fund supervision to protect buyers.
Precisely Implementing Urban Renewal Projects
On one hand, urgent renewal projects addressing public interests are prioritized to eliminate safety hazards and improve living conditions, making urban life more convenient, comfortable, and pleasant. Efforts focus on addressing民生短板, with 2,387 urban village renovation projects providing over 2.3 million relocation homes; 175,000 urban dilapidated housing units initiated for renewal; and 240,000 old urban residential communities renovated, benefiting 110 million residents. Emphasis on “underlying infrastructure” has led to 840,000 kilometers of underground pipeline upgrades and accelerated construction of utility tunnels, enhancing urban safety and resilience.
On the other hand, “Four Goods” initiatives—good houses, good neighborhoods, good communities, and good districts—are promoted with practical measures to create livable, resilient, and smart cities. Digital, networked, and intelligent urban infrastructure is developed, alongside efforts to build quality housing, renovate old communities, and establish complete communities. Over 6,500 old blocks and 700 old industrial areas have been revitalized, providing better living spaces, new consumption environments, and more entrepreneurial opportunities.
Residential Project Standards Officially Implemented on May 1 This Year
The Residential Project Standards, implemented on May 1 this year, include 14 enhancements. These include increasing minimum floor height from 2.8 meters to 3 meters, requiring elevators in buildings with four or more floors, and reducing floor sound transmission by 10 decibels.
Promoting R&D of New Building Materials for “Good Houses”
Research and development of new building materials for “good houses” are encouraged, such as green materials that eliminate waiting periods for odor dissipation after construction or renovation. Green building materials, smart security, and whole-house intelligence are being integrated through internet, sensors, and other technologies to enhance housing quality.
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