RADARBANDUNG.id, JAKARTA- PT Bank Rakyat Indonesia (Persero) Tbk continues to strengthen its role in providing cross-border digital payment solutions through the development of QRIS Cross Border BRImo, which can now also be used in China. This step reflects BRI’s commitment to delivering a seamless transaction experience for customers on a global scale.
This expansion aligns with the increasing mobility of Indonesians traveling abroad, including to China as a popular post-pandemic destination, requiring more practical and secure transaction solutions.
Through the QRIS Cross Border feature in BRImo, customers simply scan a QR code at local Chinese merchants to transact directly without needing to exchange cash. All payments are automatically converted from rupiah balances at transparent, competitive, and real-time exchange rates.
The implementation of QRIS Cross Border in China is also part of BRI’s support for Bank Indonesia in expanding cross-country payment system connectivity. This is expected to improve transaction efficiency for Indonesians abroad, strengthen Indonesia’s position in the global digital financial ecosystem, and promote the creation of increasingly integrated cross-border payment networks.
The Director of Information Technology at BRI stated that the development of QRIS Cross Border BRImo in China is part of BRI’s efforts to enhance digital services to support customer needs when traveling abroad.
“The presence of QRIS Cross Border BRImo in China has the potential to increase tourist transactions abroad due to its ease of use. With this system, Indonesian tourists can directly shop at merchants in China that are already integrated with QRIS. Going forward, BRI will continue to drive digital service innovations relevant to public needs while expanding the acceptance of Indonesia’s digital payment system globally,” he said.
Through QRIS Cross Border BRImo in China, Indonesian tourists can now transact more easily at various Chinese merchants without needing to carry cash or look for money changers. The transaction process becomes faster and more convenient through direct QR scanning, with a system that automatically deducts rupiah balances and displays transaction details transparently in BRImo.
In addition to providing convenience, this solution also offers added value in terms of cost efficiency, as the competitive exchange rates are often more favorable compared to physical currency exchange. This provides a more economical, practical, and controlled transaction experience for tourists during their travels.
Furthermore, every transaction made is recorded in real-time in BRImo, making it easier for customers to monitor their expenses anytime and anywhere. This strengthens financial control aspects while enhancing the sense of security when transacting abroad.
In line with this, the adoption of BRI’s digital transaction services continues to show positive growth. As of the first quarter of 2026, BRI’s QRIS transaction volume reached Rp30.5 trillion, growing 76% year-on-year (YoY), with the number of transactions reaching 253 billion transactions, increasing 86.7% YoY. Meanwhile, the transaction volume of the BRImo super app increased 29.4% YoY to Rp2,042.2 trillion.
PT Bank Rakyat Indonesia (Persero) Tbk
China
Great Wall
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