PT Bank Negara Indonesia (Persero) Tbk (BNI) has affirmed its readiness to comply with the court ruling regarding the Swadharma Pematang Siantar Cooperative case by paying compensation of Rp 472.62 million according to the portion of liability imposed on BNI.

This commitment was conveyed during the Hearing Meeting between BNI, representatives of Swadharma Cooperative customers, the Financial Services Authority, and Commission C of the North Sumatra Regional House of Representatives in Medan, Wednesday (3/6/2026).

The Regional CEO of BNI Region 01 explained that the amount of Rp 472.62 million is the joint liability portion that BNI must bear based on the Pematang Siantar District Court Decision Number 40/Pdt.G/2020/PN Pms dated December 3, 2020.

As a sign of good faith, BNI has even sent a letter to the Pematang Siantar District Court to deposit the compensation funds.

“BNI will comply with whatever decision is made in the court process at the Pematang Siantar District Court,” he said.

However, the resolution of the case is not yet fully complete, as a further legal process is currently ongoing in the form of a challenge lawsuit filed by BNI to ensure that the allocation of obligations among the parties is carried out proportionally according to the law.

According to him, several mediations have been conducted, including the most recent one on May 26, 2026. However, no agreement has been reached yet. The next agenda is scheduled for June 8, 2026, with the reading of the mediator’s report.

During the meeting, BNI also emphasized that the Swadharma Cooperative is a legal entity that stands independently and separately from BNI as a banking company.

“Swadharma Cooperative is an independent entity, with its own management and governance. The cooperative’s articles of association have no connection with BNI, nor do the cooperative’s assets,” he explained.

He added that the relationship between depositors or borrowers and the Swadharma Cooperative is based on agreements between the cooperative and customers, without involving BNI as an institution.

Meanwhile, the Head of the Consumer Protection and Regional Empowerment Division of the Financial Services Authority for North Sumatra stated that they are still investigating several cases, including the one related to the Swadharma Cooperative.

“The Financial Services Authority is investigating several cases. One of them is also related to this case. All parties are asked to be more patient,” he said.

It is known that in this civil case, the depositors sued several parties, including BNI, on the grounds of unlawful acts.

The final and binding ruling requires the defendants to jointly pay compensation of Rp 4.253 billion to 15 plaintiffs.

Currently, the proportion of responsibility for each party is still being examined in the challenge lawsuit filed by BNI.

BNI has stated that it will follow the entire ongoing legal process and is committed to resolving the case transparently to provide legal certainty for all parties involved.

Pematang Siantar District Court

The Pematang Siantar District Court is a historic judicial institution located in North Sumatra, Indonesia. Established during the Dutch colonial era, it has served as a key venue for legal proceedings in the region, reflecting the area’s legal and administrative development. The court building itself is an example of colonial-era architecture, symbolizing the enduring role of law in Pematang Siantar’s society.

Swadharma Cooperative

The Swadharma Cooperative is a community-based organization in Indonesia, originally established to promote economic self-sufficiency and mutual aid among its members. Rooted in the principles of gotong royong (mutual cooperation), it has historically focused on empowering local farmers and small business owners through collective resource management and profit-sharing. Today, it continues to serve as a model for sustainable, grassroots economic development in the region.

Medan

Medan is the capital of North Sumatra, Indonesia, and serves as a major economic hub known for its diverse cultural heritage. Historically, it grew rapidly during the late 19th and early 20th centuries as a center for the Dutch colonial tobacco and rubber trade, attracting migrants from various ethnic groups. Today, the city features a blend of Malay, Batak, Chinese, and Indian influences, evident in its architecture, cuisine, and landmarks like the Maimun Palace.

North Sumatra Regional House of Representatives

The North Sumatra Regional House of Representatives (DPRD Sumatera Utara) is the provincial legislative body located in Medan, Indonesia, serving as the key institution for lawmaking and oversight in the province. Its modern building reflects the region’s political development since the decentralization era in the early 2000s, when local parliaments gained greater authority. The DPRD plays a crucial role in representing the diverse population of North Sumatra, which includes Batak, Malay, and other ethnic groups, while shaping provincial policies and budgets.

Financial Services Authority

The Financial Services Authority (FSA) was the regulatory body responsible for overseeing the financial services industry in the United Kingdom from 2001 to 2013. It was established to consolidate regulation under a single authority, replacing multiple self-regulatory organizations. In 2013, the FSA was abolished and replaced by two new bodies: the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA).