bank bjb has once again demonstrated its commitment to supporting the growth of micro, small, and medium enterprises (MSMEs), particularly in the rapidly expanding culinary sector. This support was realized through the “Business Talk: Socialization and Halal Certification Program for MSMEs Mentored by the Combined Women’s Organization (GOW) of Bogor Regency” event, held on Wednesday, April 15, 2026, in the 3rd Floor Meeting Hall of the bank bjb Cibinong Branch.

A total of 50 MSME participants mentored by the GOW of Bogor Regency took part in the event. This program is part of bank bjb’s ongoing efforts to strengthen the MSME ecosystem so it can grow and become more competitive.

The MSME sector, especially culinary, has become one of the main drivers of the regional economy. However, challenges remain in improving the quality, standards, and consumer trust in MSME products. One important aspect that is now a focus is the possession of halal certification. Through this event, bank bjb provided education on the importance of halal certification for business owners.

Halal certification not only guarantees the halal aspect of a product but also adds value that increases competitiveness in the market. Furthermore, halal certification also plays a role in building consumer trust in MSME products. This is becoming increasingly important as public awareness of safe, hygienic, and standard-compliant products rises.

bank bjb sees education as key to encouraging MSMEs to level up. Therefore, the event did not only focus on the aspect of halal certification but also included financial literacy. On this occasion, bank bjb also socialized various banking products and services that can be utilized by MSME players.

From financing access to transaction services, all are designed to support business growth. This support is expected to help MSME players increase their business capacity and expand market access.

Not only that, bank bjb also provided an understanding of the process and requirements for applying for halal certification. Participants even received direct mentoring in the certification application process. The event featured a competent resource person, the West Java Halal Product Process Mentor, who provided comprehensive explanations.

Dozens of participants listened enthusiastically throughout the event. This was reflected in the active discussion and Q&A sessions between participants and the resource person. Various questions regarding the halal certification process to business development were raised by the MSME players.

Through this event, bank bjb also strengthened its brand awareness as a strategic partner for MSME players. Furthermore, this program is also directed at increasing consumer trust in MSME products, making local products more sought after. This effort is also expected to open access to wider markets, both through marketplace platforms and modern retail.

In addition to expanding the market, this event also encourages an increase in the value and professionalism of the MSME players’ businesses. With this improvement in quality, business owners are expected to increase their revenue and business sustainability.

Moving forward, bank bjb will continue to present educational and collaborative programs to strengthen the MSME sector. With continuous support, it is hoped that MSME players can grow further, become more professional, and be able to compete in a broader market.

bank bjb is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia (BI), and bank bjb is a participant in the deposit insurance guarantee from the Deposit Insurance Corporation (LPS).

bank bjb Cibinong Branch

The bank bjb Cibinong Branch is a local branch of Bank Pembangunan Daerah Jawa Barat dan Banten (bank bjb), a regional development bank owned by the West Java and Banten provincial governments. It was established to provide financial services in the Cibinong area, supporting the economic growth of the Bogor Regency and Greater Jakarta region. As part of a bank founded in 1961, this branch continues the institution’s mission of fostering local community and business development.

Combined Women’s Organization (GOW) of Bogor Regency

The Combined Women’s Organization (Gabungan Organisasi Wanita or GOW) of Bogor Regency is a federation established to unite various women’s groups in the region, typically focusing on social welfare, education, and community empowerment. While specific founding details are not widely documented, such organizations in Indonesia historically emerged in the mid-20th century post-independence era, aligning with national movements to advance women’s roles in development. It represents a local effort to consolidate women’s voices and address communal needs within the regency.

Financial Services Authority (OJK)

The Financial Services Authority, known as OJK (Otoritas Jasa Keuangan), is Indonesia’s independent government agency responsible for regulating and supervising the country’s entire financial services sector. It was officially established by law in 2011, taking over these supervisory duties from the central bank (Bank Indonesia) and the Ministry of Finance to create a more integrated and effective regulatory framework. The OJK plays a crucial role in maintaining stability, protecting consumers, and ensuring the orderly growth of Indonesia’s banking, capital markets, and non-bank financial industries.

Bank Indonesia (BI)

Bank Indonesia is the central bank of the Republic of Indonesia, established in 1953 following the nation’s independence. It succeeded the colonial-era *De Javasche Bank* (founded in 1828) and is responsible for issuing the national currency (the Rupiah) and managing the country’s monetary policy. Its headquarters in Jakarta is a prominent historical building, originally constructed for *De Javasche Bank* in the early 20th century.

Deposit Insurance Corporation (LPS)

The Deposit Insurance Corporation (LPS) is an Indonesian government agency established in 2004 to protect depositors and maintain stability in the national banking system. It was created in response to the Asian financial crisis of the late 1990s, which highlighted the need for a formal deposit guarantee scheme. The LPS guarantees customer deposits up to a specified limit and plays a key role in managing bank failures.