PT Bank Rakyat Indonesia (Persero) Tbk. (BRI) continues to strengthen its role in supporting national economic growth through inclusive and sustainable consumer credit expansion. As of August 2025, consumer credit (bank only) reached IDR 216.26 trillion, growing 10.65% year-on-year (yoy).
The growth of BRI’s consumer credit is supported by increasing public trust in the company’s leading products.
One of them is the salary-based loan, BRIguna, which recorded an outstanding amount of IDR 143.4 trillion as of August 2025, growing 9.8% year-on-year (YoY). In addition, Home Ownership Loans (KPR) also showed solid performance with an outstanding amount of IDR 63.7 trillion, an increase of 13.5% YoY, in line with high public demand for housing.
It was added that BRI will continue to selectively drive growth in the consumer segment. “BRI is committed to growing its consumer portfolio with the principles of prudence and good governance. With controlled credit quality, we are optimistic that consumer credit distribution will continue to grow healthily while supporting sustainable economic growth.”
Along with solid credit growth, BRI continues to prioritize the principle of prudence in credit distribution. This is reflected in the well-maintained financing quality in the consumer segment. With maintained credit quality, BRI is optimistic it can continue to grow its consumer credit portfolio healthily.
Sustainably, BRI continues to strengthen its capabilities in the retail banking segment, including through the BRIguna product which has become a market leader. In this regard, BRI acquires quality payroll customers to support BRIguna’s growth and expands its KPR portfolio by acquiring new-to-bank (NTB) customers focused on profitability. On the other hand, BRI is also revamping its Wealth Management services to attract affluent and high net worth individual (HNWI) customers.
“The growth of BRI’s consumer credit reflects the public’s increasing trust in BRI’s services. Through leading products like BRIguna and KPR, BRI not only provides financing but also offers inclusive, sustainable financial solutions that directly impact public welfare.”
Starting from a final project, the work of Fadhil Ahmad Muzakki, a Product Design student from ITB, has now gone viral on social media. His creation, SCOUTRO, has been viewed over one million times and received praise from netizens.
The video shows a unique motorcycle capable of navigating forest terrain silently. Who would have thought the vehicle was built in just two months in a small workshop in the Dago Pakar area, Bandung.
“Initially, I just wanted to graduate with a work that had real benefits. I didn’t expect it to go viral.”
This project was completed with the supervising lecturer Dr. Bismo Jelantik Joyodiharjo and two workshop technicians. Most of the funding came from his family, who eventually supported him after seeing his seriousness.
The name SCOUTRO is taken from the Scout Trooper character in the Star Wars film, depicting agility in forest patrols. Currently, he is focused on registering the design rights and preparing a proposal for an international design competition.
“Design is not just about aesthetics, but about creating solutions for humans and the environment.”
