PT Bank Rakyat Indonesia (Persero) Tbk reaffirmed its commitment to sustainable growth by strengthening an efficient and high-quality funding structure. By the end of June 2025, BRI recorded a 6.7% year-on-year (yoy) growth in Third-Party Funds (DPK), reaching IDR 1,482.12 trillion. The composition of low-cost funds or CASA reached 65.5% of total DPK, growing by double digits at 10.60% yoy. This achievement was partly driven by the strong performance of the BRImo super app.
BRI’s President Director, Hery Gunardi, stated during the Q2 2025 Financial Performance Press Conference in Jakarta that digital channel strengthening continues to support the strategy for sustainable retail fund collection. The solid performance of the BRImo super app has proven to drive low-cost fund growth, alongside increasing customer trust and preference for BRI’s digital services.
“BRImo, as BRI’s flagship super app, has shown positive growth in both user numbers and transaction volume. BRImo’s user base grew by 21.2% annually yoy to 42.7 million users, while transaction volume increased by 25.5% yoy to IDR 3,231.7 trillion. This growth demonstrates that BRImo’s presence is increasingly relevant in meeting the public’s digital banking needs,” he explained.
BRI’s solid low-cost fund growth contributed to a decline in the Cost of Funds (CoF) in Q2 2025. As part of strengthening its funding structure, BRI will promote healthy CASA growth through deposit service segmentation, product simplification, current account acceleration, digital channel enhancement, and brand strengthening to reinforce its position in retail and wholesale markets.
For reference, BRI recorded a consolidated profit of IDR 26.53 trillion by the end of June 2025. Total assets reached IDR 2,106.37 trillion, growing by 6.52% yoy. With a continuously strengthened transformation foundation, collaboration among all BRILiaN personnel, and customer trust, BRI remains optimistic about maintaining positive and sustainable performance while contributing significantly to national economic growth.
“With various ongoing transformation initiatives, BRI’s financial performance in the first half of 2025 shows a positive and sustainable growth trend, emphasizing the successful low-cost fund (CASA) strategy that has driven funding cost efficiency and supported the company’s business fundamentals,” concluded Hery Gunardi.
