Invest just ₹55 to get a guaranteed pension of ₹3,000 per month in old age under the PM Shram Mandhan Yojana, with no government job required.

The Pradhan Mantri Shram Yogi Mandhan Yojana (PM-SYM) is a pension scheme launched by the Government of India in 2019 to provide social security for unorganized sector workers, such as street vendors, rickshaw pullers, and agricultural laborers. The scheme offers a monthly pension of ₹3,000 after the beneficiary reaches the age of 60, with contributions shared by the worker and the government. It was introduced to address the lack of formal retirement benefits for India’s vast informal workforce, helping to ensure their financial stability in old age.