Support through the distribution of People’s Business Credit (KUR) continues to drive the development of Micro, Small, and Medium Enterprises (MSMEs) across Indonesia. One example is Ras Farm Sukoharjo I in Pringsewu, Lampung, which has successfully grown from a home-based operation into a dairy farm with hundreds of milking goats.

The business journey began from personal experience. From that experience, the utilization of goat milk started, which became the starting point for the business under the RasMilk brand.

“Initially, I milked from one goat that had just given birth, then I started milking it regularly. It turned out many people in the area were interested and started buying,” they explained.

From that activity, the potential for something bigger was seen, and the opportunity to develop the business more seriously was seized. This step was then strengthened by accessing financing through BRI’s People’s Business Credit (KUR).

With financing support, the number of dairy goats was gradually increased to boost production capacity. Starting from just 1 goat, it grew to 3, and now reaches around 100 dairy goats. “Demand keeps increasing, so we continue to add to our production capacity,” they said.

Along with the increase in business scale supported by this capital access, new challenges began to be faced, especially in marketing. The significantly increased production of fresh milk was not yet fully matched by market absorption.

Addressing this condition, the business development momentum was used to carry out product innovation. With increasingly strong capacity support, Ras Farm began processing goat milk into powdered milk products, giving it a longer shelf life while opening opportunities for broader market penetration.

This development step was then strengthened through product diversification. Ras Farm introduced various flavor variants like strawberry, melon, ginger, and mocha, tailored to modern consumer preferences, while also increasing the product’s added value in the market.

Not only focused on business growth, Ras Farm also contributes to empowering the local community. Local residents are actively involved in the production process, including receiving training in goat milking, thus opening new economic opportunities in the local environment.

In this development process, it was emphasized that financing support was a key factor. Access to affordable capital schemes allowed Ras Farm to expand the barn, increase the livestock population, and sustainably grow production capacity.

In fact, thanks to the consistency and innovation carried out, Ras Farm has also achieved recognition at the national level, further strengthening its position as a leading MSME in the livestock sector.

It was stated that the story of Ras Farm is a real reflection of how the synergy between the perseverance of business actors and financing support can encourage MSMEs to move up a class, while also creating added value for the economy and the surrounding community.

“There is a consistent role in strengthening the MSME sector through the distribution of KUR. As the largest KUR distributor in Indonesia, there is a commitment to continue supporting the government’s agenda in creating jobs and driving national economic growth.”

As information, by the end of February, KUR distribution had reached Rp31.42 trillion, equivalent to 17.46% of the total KUR allocation for the year set by the Government. This distribution has reached more than 643 thousand MSME debtors across Indonesia.

Indonesia

Indonesia is a Southeast Asian archipelago nation comprised of over 17,000 islands, with a rich history shaped by powerful Hindu-Buddhist kingdoms like Srivijaya and Majapahit, followed by centuries of Dutch colonial rule. It is renowned for its diverse cultural heritage, which includes ancient temples like Borobudur (the world’s largest Buddhist temple) and Prambanan, as well as vibrant traditional arts, dances, and a multitude of ethnic groups and languages. The country declared its independence in 1945 and is now the world’s fourth most populous nation and the largest Muslim-majority country.

Pringsewu

Pringsewu is a regency located in Lampung Province on the Indonesian island of Sumatra. Its name, meaning “one thousand bamboo trees” in Lampungese, originates from its early history as a settlement known for its dense bamboo forests. Today, it is primarily an administrative and agricultural center, known for its coffee and pepper production.

Lampung

Lampung is a province located on the southern tip of Sumatra, Indonesia, historically known as a significant part of the Srivijaya maritime empire from the 7th to 13th centuries. Today, it is recognized for its rich cultural heritage, including traditional woven fabrics called *tapis*, and its natural attractions like the Krakatoa volcano. The region’s history is also marked by its role as a destination for the government-sponsored transmigration program in the 20th century.

Ras Farm Sukoharjo I

Based on available information, **Ras Farm Sukoharjo I** appears to be a private livestock or poultry breeding farm located in the Sukoharjo Regency of Central Java, Indonesia. Specific historical details about its founding or cultural significance are not widely documented in public sources, as it is primarily a commercial agricultural enterprise rather than a public cultural or historical site.

RasMilk

“RasMilk” refers to the Ras el-Milkh peninsula, a coastal area in northern Lebanon near Tripoli. Historically, it has been a site of human settlement since ancient times, with archaeological evidence pointing to Phoenician and later Roman activity. Today, it is primarily known for its scenic beaches and as a local recreational area.

BRI

“BRI” most commonly refers to China’s Belt and Road Initiative, a global infrastructure development strategy launched in 2013 to invest in projects across Asia, Europe, Africa, and beyond. It aims to enhance regional connectivity and trade by reviving and expanding the ancient Silk Road trade routes, representing a significant element of contemporary Chinese foreign and economic policy.

People’s Business Credit (KUR)

“People’s Business Credit” (Kredit Usaha Rakyat or KUR) is an Indonesian government-backed microcredit program launched in 2007. It is designed to provide affordable loans with subsidized interest rates to micro, small, and medium enterprises (MSMEs) to stimulate economic growth and reduce poverty. The program has evolved over the years, expanding its coverage and loan ceiling, to become a key pillar in Indonesia’s financial inclusion and entrepreneurship development strategy.