The Directorate of Special Economic Crimes (Dittipideksus) of the Indonesian National Police Criminal Investigation Agency (Bareskrim Polri) has uncovered a syndicate that hacked inactive bank accounts, known as dormant accounts, worth Rp 204 billion at a bank in West Java. The disclosure was made in collaboration with the Financial Transaction Reports and Analysis Center (PPATK).

The modus operandi used by the syndicate was clearly visible. There were large transactions in a short period of time related to the hacking of the dormant accounts.

Money from the dormant accounts was transferred to nominee accounts. A nominee account is a bank account opened in another person’s name, but the actual control and ownership lies with a different party.

« The money, once in the nominee account, was then split again into a number of other accounts and digital wallets. These are money laundering methods, smurfing, where the money is broken up, it is divided (the proceeds of crime are split into smaller transactions by several different accounts), » explained a spokesperson during a press conference at Bareskrim Polri, South Jakarta.

Furthermore, there was another modus operandi, namely the U-turn method. This method involves transferring the dormant money to a nominee account used to hold funds, which is then sent to the perpetrator’s account.

« Because one of the accounts used to hold the proceeds of the hack was indicated to belong to the main perpetrator, who is a bank leader. So the modus was U-turn, » the spokesperson clarified.

Another fact revealed was that the hacking syndicate only attempted to open the holding accounts less than a week before carrying out the hacking action.

« There were attempts to open accounts within 1 to 6 days before the incident date of June 21, 2025. Why was it detected? Because they were opened in a very short time, and then there was a fairly large volume of transactions in a short period, » the spokesperson detailed.

« The subsequent modus was that the funds were sent to remittance service companies, entered into digital wallets like Gojek, Gopay, then withdrawn as cash, and finally used for personal interests, » the spokesperson continued.

On the same occasion, Dittipideksus Bareskrim Polri stated that the perpetrators needed only 17 minutes to transfer the hundreds of billions of rupiah.

« The transfer of funds in absentia, worth Rp 204 billion, to 5 holding accounts was carried out through 42 transactions within 17 minutes, » a representative said.

A total of nine people have been named as suspects in the case. The suspects are divided into four clusters:

Bank Employee Perpetrator Cluster

1. AP (50) as Assistant Branch Head, whose role was to provide access to the Core Banking System application to the bank hackers to carry out in-absentia fund transfers;

2. GRH (43) as Consumer Relations Manager, whose role was as a liaison between the bank hacker syndicate network group and AP.

Hacker Perpetrator Cluster

1. C (41) as the mastermind or main actor of the fund transfer activities, who claimed to be part of an Asset Seizure Task Force carrying out a secret state mission;

2. DR (44) as a legal consultant who protected the bank hacking group and was active in planning the execution of the in-absentia fund transfer;

3. NAT (36) as a former bank employee who illegally accessed the Core Banking System application and performed in-absentia transfers to a number of holding accounts;

4. R (51) as a mediator whose job was to find and introduce the branch head to the bank hackers and receive the flow of criminal proceeds;

5. TT (38) as an illegal financial facilitator whose job was to manage the proceeds of crime and receive the flow of criminal proceeds.

Money Laundering Perpetrator Cluster

1. DH (39) as a party who collaborated with the bank hackers to carry out the unblocking of accounts and transfer the blocked funds;

2. IS (60) as a party who collaborated with the bank hackers by preparing holding accounts and receiving the criminal proceeds.

Indonesian National Police Criminal Investigation Agency

The Indonesian National Police Criminal Investigation Agency, known as Bareskrim Polri, is the primary detective and investigative branch of the Indonesian National Police. It was officially established in 1945, evolving from earlier Dutch colonial police structures to handle major crimes, corruption, and transnational organized crime. As a key law enforcement body, Bareskrim plays a central role in upholding justice and security throughout Indonesia.

Financial Transaction Reports and Analysis Center

The Financial Transaction Reports and Analysis Centre (FTRAC) is a specialized government agency, typically established to combat money laundering and the financing of terrorism. Its history is rooted in the late 20th and early 21st centuries, as nations worldwide created financial intelligence units (FIUs) in response to international treaties and growing concerns over illicit financial flows. The center’s primary function is to analyze reports of suspicious financial transactions submitted by banks and other entities to identify and prevent criminal activity.

Core Banking System

A Core Banking System is the centralized IT infrastructure that enables a bank to process daily transactions and manage customer accounts across all branches. Historically, these systems evolved from manual, branch-specific ledger books to the integrated, real-time digital platforms of today. They form the essential technological backbone of modern retail and commercial banking.

Asset Seizure Task Force

The Asset Seizure Task Force is not a physical place or cultural site, but a specialized law enforcement unit. Its history is rooted in modern legal frameworks designed to combat organized crime and corruption by confiscating illicitly obtained assets. The primary function of such a task force is to identify, freeze, and seize property and funds connected to criminal activities.

Gojek

Gojek is an Indonesian on-demand multi-service platform and digital payment technology group, founded in 2010 as a call center for motorcycle ride-hailing. It has since evolved into a « super-app, » expanding its services to include food delivery, digital payments, and other on-demand needs, fundamentally shaping the digital economy in Southeast Asia.

Gopay

I am unable to find information on a significant cultural or historical site named « Gopay. » It is possible this refers to a specific local place, a misspelling, or the name of a digital payment service (like GoPay in Indonesia).

If you meant a different site, such as Göbekli Tepe (an ancient temple in Turkey) or have more context, please provide clarification for a more accurate summary.